FAQs

Claiming Prizes FAQs

For more information on this topic, see our Claiming Prizes page.

How long does a player have to claim a prize?

The claim period varies by game. Scratch-tickets prizes are valid for 90 days after the announced end of the game. Pull-tab ticket prizes must be claimed at the place where the ticket was sold, also within 90 days of the announced end of the game.. Prizes won in Iowa's Pick 3 and Pick 4 games are valid for 90 days from the date of the drawing. Prizes won in Iowa's InstaPlay games are valid for 90 days from the date of purchase.

Prizes won in Iowa's Lotto America, Lucky for Life, Mega Millions and Powerball games must be claimed within 180 days of the drawing in which they were won.

How are large lottery prizes claimed? Does the winner have to go to Des Moines?

Prizes of up to $600 in lotto and instant-scratch games may be redeemed at any lottery retail location in the state if sufficient funds are available. Pull-tab prizes of up to $600, however, must be redeemed at the same retail location where the ticket was purchased.

Prizes of more than $600* may be claimed by visiting an Iowa Lottery office or by mail.

To claim a prize by mail, complete the name and address information on the back of your ticket and sign the signature line. A parent or guardian must also sign the ticket for any claimant who is a minor. For prizes of $100 or more, a completed copy of our Winner Claim Form and Federal Form W-9 also are required. For prizes of more than $600, those two documents are required along with a legible, valid copy of the winner's government-issued photo identification. (Acceptable examples include: driver's license, state I.D. card, passport or permanent resident card.)

Mail the ticket with your completed Winner Claim Form, Form W-9 and copy of photo I.D. (if applicable) to:

Iowa Lottery
13001 University Ave
Clive, IA 50325-8225

Can players claim a prize as a group?

Prizes can be paid to players who play as a group. A check can be written to an entity such as a trust or to a single individual. If an individual claims the prize on behalf of a group, they must indicate this on the winner claim form. In addition, they must submit an Federal Form 5754, listing all the winners of the prize with their address and tax identification information, when claiming the prize. This ensures that the prize and tax withheld is correctly allocated to each group member. The lottery suggests that the back of the ticket should not be signed until the group has determined how the ticket will be submitted on the winner claim form.

When does the Iowa Lottery deduct state and federal tax from a player's prize?

The Iowa Lottery does not withhold tax for prizes of $600 or less. By law, prizes of more than $600 will face a 5 percent state withholding tax. If a player wins more than $5,000, an additional 24 percent federal withholding tax will be withheld when the prize is claimed.

What tax information is provided to the winner?

All winners of prizes of more than $600 will receive a Federal Form W2-G from the Iowa Lottery. This form will show the prize won and all tax withheld. This information should be filed with the winner's income tax form. The tax withheld will be a credit toward taxes owed; winners may get some of it back, or may have to pay more, depending on their income.

For prizes won in a particular calendar year, Form W2-G will be mailed out no later than Jan. 31 of the following year. If a player won a prize greater than $600 and moved since they claimed the prize, they should contact the Iowa Lottery at 515.725.7900 with their updated address information to ensure the W2-G is sent to the correct address.

Is the lottery required to withhold money an individual may owe to the state?

Yes. The lottery is required by law to withhold income offsets, or amounts that may be owed to various government agencies, from prize payments. Winners receive any balance remaining after application of the offset.

When I was contacted regarding winning a VIP Club promotion prize, DocuSign was referenced. What is DocuSign?

DocuSign is a secure site that allows Iowa Lottery VIP Club promotion prize winners to sign documents - in this case a claim form and W-9 - and file them electronically to save a stamp or a trip to the lottery office.

NOTE: DocuSign is only used to claim prizes won by entering a VIP Club Promotion. It is NOT used to claim ticket winnings at this time.

For further information on the DocuSign process, please visit our DocuSign FAQ page.



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